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& so does the Worthiness of Money For several weeks, I've been urging myself to make a change. Over the past year, I've felt like I've been pushing myself too hard in a way that just didn't feel right. It's become clear to me that my focus should be on my studies. Letting go of my old business, Beyor Bookkeeper, LLC, at the end of 2023, marked a significant shift for me. Money has always been a source of tension, but it took on a new significance when I started to move away from my previous venture and pursue something that truly resonated with me. Money has always been a secret in my family. My dad was a silent man. If you asked him a question he wanted to say no to he'd just pretend he didn't hear you. This was usually the case with money. He had a history of taking care of his family, from his parents on up to his children, with money and belongings. At his funeral, one after another described him as, "A good provider". It's no wonder I feel trapped when it comes to money. With my father's passing, it feels like not only did I lose him, but I also lost a certain way of dealing with finances. It's heartbreaking but true. My Dad was a sweet man in many ways. He was silly and kind. He was the one person who had the right thing to say when I came out. But damn - when it came to being there for me in other ways he left me short of words and actions that showed that he believed in my value to make and keep money of my own. A week before my father's passing, I chose to tap into my savings to sustain myself while I focused on my studies and refrain from pursuing an income for the next 10 months. I aimed to prioritize endeavors that align with my goals and avoid allowing financial concerns to dictate decisions that may not serve my best interests. Weeks following my father's passing, I transferred the funds from my savings to a more accessible account for living expenses. The next day, I stumbled upon the exact amount of cash tucked away. It felt like a silent reassurance from my dad, as if he were saying, "I've got your back—again." Had he been alive, I would have grappled with feelings of guilt and indebtedness. It's disheartening how death can alter perceptions and dynamics so profoundly. It's sad how death can change everything. Why is it that my worthiness has to come from death? After leaving my bookkeeping business, I started to feel aimless. That business had provided a semblance of validation, adhering to my father's notion of a conventional profession. However, it never quite satisfied his expectations, as he persistently inquired about my pursuit of a CPA license. Despite my explanations that I chose bookkeeping to leverage my existing skills for personal freedom, I got the hunch that he thought I was lazy or not "smart" enough. Back when I applied to RISD (Rhode Island School of Design), someone mentioned to me years later that my dad had this idea that he wouldn't need to worry about footing the bill because RISD was too competitive, and I probably wouldn't make the cut anyway. But you know me, when I set my mind on something, I'm determined to make it happen. It's funny, I inherited that stubborn streak from my dad, even though he may not have realized it. Still, knowing that he harbored doubts about my abilities stung, and it's something that lingers in my thoughts to this day. I try to counter that narrative by reminding myself that I'm capable of achieving anything I set my mind to, even if those closest to me underestimate my potential. But let's be real, his silence and the possibility that he didn't fully believe in me can't help but cast a shadow over my aspirations, making it harder to pursue my dreams with unwavering confidence. That being said, the secret cash in the drawer, changed the script. It made me think that maybe what I believed or thought I knew about my dad was all wrong. That all he wanted was what he said to me that day when I came out to him about being Polyamorous in his office. "All I want is for you to be happy, are you happy?"

I embarked on a weekend at the Women's FEST of CAMP Rehoboth with the intention of meeting like-minded individuals who were confident, inspiring, and respectful of consent. To attract these people, I knew I had to embody these qualities myself. What would I have to do and be that I didn’t already do on a regular habitual basis, was the question I posed myself. On my drive down to Rehoboth, Delaware, I listened to Don Miguel Ruiz's The Four Agreements audiobook. According to the book, when you are impeccable with your words, don't take things personally, don't make assumptions, and always do your best, you will have a sense of ease and less conflict. However, as I continued listening, I became agitated by his use of language like fight, war, and battle. Although the message was undoubtedly insightful, I found myself unable to overlook the contradictory nature of those words in relation to his message. Upon arriving at my friend's place for the weekend, my mind kept going back to a situation from the previous year's event. I had met a group of people through a party hosted by someone I didn't know at the time, but we became friends through monthly phone chats thereafter. Spending time with that group of people ignited a desire in me for a community that I could return to year after year at the Women's FEST. However I learned quickly that I wasn't welcome in the party goers’ group chat because it was only for women of color. While I understood the importance of having a safe space for underrepresented groups, I couldn't help but feel excluded and isolated from a community that I had wished to be spending time with at the next Women’s Fest. Do you ever find yourself creating narratives and imagining potential futures that you never share with anyone, only to have them become unfulfilled expectations that leave you feeling unsatisfied and disappointed? That's exactly what happened to me. I attended the first dance of the Women's FEST with trepidation, holding onto my dreams but unsure whether I was welcome in any groups from the previous year. It's ironic how our fears can make us act in ways that bring about the very thing we fear, creating a self-fulfilling prophecy. At the dance, I said hi to my friend but didn't fully engage with her due to my fear that her group wasn't welcoming. It was only when I confronted her with how I felt about her not seeking me out and staying with the chat group that we were able to learn what was really going on. She told me that she didn't approach me because she assumed I already had a close-knit group of my own. By confronting my own assumptions, expectations, and fears, I discovered the truth. Emotions serve as indicators of potential areas for personal development and growth, rather than something to fight against. This is why I felt uneasy when Don Miguel Ruiz used words like "war," "fight," and "battle." Making peace with and accepting our shadow selves is the key to uncovering the truth of our authentic selves. I realized that I wasn't actively seeking the community I desired. Rather than taking things personally, I could have stood in my truth of belonging and invited people to join "my" friendship. Although I didn't have enough time to do so, I learned that next time, I would prepare by communicating my desires and not letting my fears prevent me from extending an invitation to those ready to join me. Consider this challenge: Remember that your emotions are not obstacles, but rather, they can provide insight and guidance. Take the time to explore them and acknowledge their presence, and don't immediately assume that the narratives they create are accurate. Instead, listen to them, engage with them, and try to uncover the truth of what they are revealing. It's important to recognize that what we experience is a reflection of ourselves. With this in mind, ask yourself, "Who do I want to be at this moment?" and choose accordingly. If you need help or support in finding your authentic self, please don’t hesitate to reach out to me. I offer workshops and one-on-one coaching to help seekers on their journey. For free resources to help you tap into your authentic voice, sign up by visiting reneebeyor.com/free-resources. Ray Beyor, owner of RAY Life Coaching, provides her clients with resources and practices that clarify their values, set steps toward their purpose, and master confidence while facing fears with patience, compassion, and accountability. Ray’s training in attachment theory, codependency, yoga, meditation, polyamory, consent work, dance, and astrology is used to guide her clients into their authentic and abundant selves. To schedule a free call or learn more, please visit:www.reneebeyor.com.

I read The 4-Hour Workweek by Tim Ferris right before I started my Virtual Bookkeeping business in 2012. It was a fresh perspective on how to create time by utilizing the inexpensive online workforce available to more and more people. Although providing valuable insights, this notion is rooted in an old paradigm of individual success and personal liberation, neglecting the broader societal context that now has come even more transparent. Its focus on escaping the traditional work structure and maximizing personal gains overlooks systemic issues, social and environmental responsibility, and the power of collaboration and community. With the arrival of Pluto in Aquarius, a transformative cosmic event set to begin in November 2024 and last for the next 20 years, we are entering a period of significant social change and innovation. The last time Pluto was in Aquarius, from 1778 to 1798, we witnessed monumental shifts in society, such as the American Revolution, French Revolution, Uranus was discovered and Bill of Rights ratified. It was a time when marginalized voices challenged the social elite, paving the way for greater equality and progress. The COVID-19 pandemic has further highlighted the flaws and inequalities inherent in many traditional jobs. It has forced us to reevaluate our work-life balance and seek alternative paths to freedom and fulfillment. I am deeply committed to supporting individuals who find themselves trapped in work environments that stifle their growth, silence their voices, and exert control over them. Having personally experienced the detrimental effects of such an environment, I know what it feels like to be burdened with debt, struggling with obesity, battling depression, and enduring chronic pain that constantly undermines my well-being. I recognize that there are genuine reasons why people may be hesitant to make changes in their lives. However, I strongly believe that now, before the onset of Pluto in Aquarius, is the opportune moment to take action. By making a move now, you will have ample time to hone your skills and adapt to the shifting tides that lie ahead. This is the perfect opportunity to prepare yourself to navigate the transformative era that awaits us. Here are some steps to navigate this transformative era and find freedom by redefining the word “work” on our own terms: Discover your direction: Identify your purpose and passion, as they will serve as your guiding light through the challenges and uncertainties. Having a clear sense of why you want to create your own path will fuel your journey. Your true purpose will not only serve you but inevitably serve those you touch. Assess your assets: Take stock of your existing skills, experiences, and resources. You already possess something valuable to start a business, and if you doubt it, I am here to help you uncover the wealth of authentic abundance within. Build confidence through education and bartering: Certifications and targeted education can boost your confidence and provide credibility. In the early stages, consider offering free services or engaging in bartering to gain referrals and test the market. Keep overhead low: Start with simplicity and focus on delivering value rather than striving for perfection. Avoid unnecessary financial commitments and invest wisely in line with your needs. Embrace self-leadership: Recognize that this is your business, and you have the power to shape it according to your vision and values. Align your work with your purpose, even if it means turning down opportunities that don't align with your core principles. Prioritize self-care: Take care of yourself physically, mentally, and emotionally. Cultivate daily practices that bring you joy and surround yourself with positive influences. Visualize the benefits you desire and nourish the seeds of your dreams. Practice patience: Building a successful business takes time and effort. Stay committed, enjoy the process, and trust that your efforts will bear fruit in due time. Foster innovation: Pluto in Aquarius calls for unique voices and creative innovation. Seek inspiration from moments of stillness and allow yourself to think outside the box. Embrace change and view mistakes as opportunities for growth. In conclusion, while I appreciate the valuable lessons from "The 4-Hour Workweek," it is important to acknowledge that the economic crash of 2008 and the pandemic of 2020 have shifted the importance of integrating our work with our communities. The power of our lifestyles and choices cannot be underestimated in shaping the world we live in. As we collectively embark on the journey of personal empowerment and strive for authentic freedom, we hold the key to reshape our world and create a prosperous future for all. If you find yourself stuck in a job that is no longer serving you, please don't hesitate to reach out to me. I offer workshops and one-to-one coaching to help you navigate your options toward a more empowered life. To learn more about my free resources and my upcoming events signup by visiting: www.raylifecoaching.com/free-resources Ray Beyor, owner of RAY Life Coaching, provides her clients with resources and practices that clarify their values, set steps toward their purpose, and master confidence while facing fears with patience, compassion, and accountability. Ray’s training in attachment theory, codependency, yoga, meditation, polyamory, consent work, dance, and astrology is used to guide her clients into their authentic and abundant selves. To schedule a free call or learn more, please visit: www.raylifecoaching.com.

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Ray Beyor, owner of RAY Life Coaching, provides her clients with resources and practices that clarify their values, set steps toward their purpose, and master confidence while facing fears with patience, compassion, and accountability. Ray guides her clients into their authentic and abundant selves. Hi my name is RAY Confidence COMING OUT Coach Find Out More What is a Confidence COMING OUT Coach? Find your "Hell Yes" & COME OUT A Confidence COMING OUT Coach is someone who helps you embrace your authenticity so that you can truly find belonging through: 1 Knowing Where You Are because with out that You can't go anywhere different. 2 Knowing Who You Are because You'll be Always be in Doubt without that. 3 Having the Tools to Keep you Remembering Authentic You! 4 Creating a MAP that will keep you Accountable to your Dreams of Autonomy, Authenticity, & Abundance. You can have the love, work, & life y ou seek while being OUT & PROUD My Story Testimonials " I have had several coaches over the years and I can't say enough about Ray and Ray's Life Coaching. She is my favorite and the most effective coach ever. She listened to me...I mean REALLY listened. She has a gift that enables her to see the real problems underneath. I encourage you to reach out to her and follow her lead. You won't be disappointed." Melissa B. - Sales & Marketing

Confidence Hotline Stuck? Let’s Break Through. You’ve done the work—now let’s make it personal. Schedule your Confidence Hotline session and get clear, customized steps to move forward with power and authenticity. Let’s do this. 💥 *Only Takes 5-15 minutes!* -------- Contact Information First name* Email* Phone* -------- Why are you here? Tell my the STORY of a scenario that triggered you.* Make this long with what you think about the scenario, the people, and why you think this is hard for you. The more description the better. Feel free to provide your feelings, actions, behaviors, any fears you have, and what you make this mean about you. Check out the BIAS TOOL for more information. -------- Feel Free to Upload your answers to each of these via a MP3 / MP4 document. To get around the * requirement just enter - "UPLOAD" in the boxes. Upload File Add up to 4 files (video, image, audio, or document) -------- What are your Options? You have a choice of 3 communication styles (Live Video, Phone Call, or Recorded Video response) and 3 lengths of time options (15, 30, or 60 minutes). All options are recorded for you to listen to/watch later! Live Video is the most pricey, and it provides more clarification for me and you! ($57-$177) Phone Call is the middle-priced option, and this will allow you to speak with me anywhere (like your car) without having to deal with the distraction of the visuals. ($47-$137) Video Recording is the lowest-priced option, and this will allow you to ask a question and receive an answer that can rock your world if you make the questions specific and provide clear context to the issue at hand. 😊 ($27-$87) PRICES (choose one)* Live Video - 15 minutes $ 57 Live Video - 30 Minutes $ 97 Live Video - 60 Minutes $ 177 Phone Call - 15 Minutes $ 47 Phone Call - 30 Minutes $ 77 Phone Call - 60 Minutes $ 137 Video Recording - 15 Minutes $ 27 Video Recording - 30 Minutes $ 47 Video Recording - 60 Minutes $ 87 -------- Schedule Share your ideal dates and times for scheduling below. You’ll receive a follow-up email with either a scheduling link or confirmation of one of your suggested options. # 1 Choice Date and time Month Day Year Time : Hours Minutes AM # 2 Choice Date and time Month Day Year Time : Hours Minutes AM # 3 Choice Date and time Month Day Year Time : Hours Minutes AM -------- What Next? You’ll get a personalized thank-you email once your form is submitted. I’ll confirm your selected time or suggest other options/scheduler link if needed. I aim to respond within 24 hours—if you don’t hear from me, feel free to reach out at ray@reneebeyor.com . Can’t wait to connect with you! Submit Between Now and Your Session - 1. SIGN UP for : The Confidence Tool Kit for People Pleasers 2. Watch my videos on YouTube 3. Join the Weekly Emails to receive guidance every week!